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info@finoxo.in

What is Travel Insurance

Travel Insurance is a comprehensive policy designed to safeguard travelers from potential risks and financial losses during a trip. It offers protection against a variety of unforeseen events, ensuring peace of mind while traveling.

Trip Cancellations: Reimbursement for non-refundable expenses if a trip is canceled due to covered reasons.
Medical Emergencies: Coverage for medical expenses, including hospitalization, during the trip.
Loss of Belongings: Compensation for lost or stolen baggage, personal items, or travel documents.
Travel Delays: Financial assistance for delays caused by unforeseen circumstances, such as bad weather or flight issues.

Travel Insurance provides essential protection, making it a vital companion for safe and worry-free journeys.

Objective of Travel Insurance

Trip Cancellation and Interruption

Covers costs if your trip is unexpectedly canceled or cut short due to covered reasons such as illness, natural disasters, or family emergencies.

Emergency Evacuation

Provides for medical evacuation to the nearest suitable medical facility or repatriation back home in case of serious illness or injury.

Baggage and Personal Effects Loss

Reimburses for lost, stolen, or damaged luggage and personal items.

Medical Coverage

Offers financial protection for medical expenses incurred due to accidents or illnesses while traveling, including hospital stays and treatments.

Travel Delays

Compensates for additional accommodation and meal expenses due to delayed flights or transportation.

24-hour Assistance Services

Access to a global support network for assistance with medical emergencies, lost passports, and more.

What is not covered in Travel Insurance ?

Pre-existing Medical Conditions

Many policies do not cover issues arising from pre-existing medical conditions unless specified otherwise.

High-Risk Activities

Activities considered high risk, like skydiving, may not be covered unless additional coverage is purchased

Alcohol or Drug-Related Incidents

Accidents or losses resulting from the misuse of drugs or alcohol are usually excluded.

Travel for Medical Procedures

Trips taken for the purpose of receiving medical treatment are often not covered.

War and Civil Unrest

Incidents resulting from war, terrorism, or civil unrest may not be covered.

At Finoxo Solutions, we specialize in providing tailored insurance solutions that cater to both commercial and individual needs. With a commitment to excellence and innovation, we ensure our clients receive comprehensive coverage and unmatched service for their peace of mind.

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